Terms and Conditions of Use

Last updated: May 16, 2026

Please read these terms and conditions carefully before using Our Service.

Interpretation and Legal Definitions

Interpretation

The words whose initial letters are capitalized have meanings defined under the following conditions. Therefore, the following definitions shall have the same meaning. This rule applies regardless of whether they appear in singular or in plural.

Definitions of These Terms and Conditions

For the purposes of these terms and conditions, the following definitions apply to all users:

  • Affiliate: Means an entity that controls, is controlled by, or is under common control with a party. In concrete, «control» means ownership of 50% or more of the shares, equity interest or other voting securities.
  • Company: Refers directly to Altas Finanzas y Gestiones. It may be referred to as «the Company», «We», «Us» or «Our».
  • Country: Refers specifically to Spain.
  • Device: Means any digital equipment that can access the Service. For example, this includes computers, cell phones or digital tablets.
  • Service: Refers directly to the corporate Website.
  • Website: Refers to Altas Finanzas y Gestiones, accessible from: https://altasfinanzasygestiones.com
  • You: Means the individual, company, or legal entity accessing or using our financial SaaS tools.

User Acknowledgment and Compliance

These are the contractual terms and conditions governing the use of this Service. Indeed, this document forms the entire agreement between You and the Company. For this reason, these rules set out the rights and obligations of all users regarding the service.

Your access to the site is conditioned on Your acceptance of these rules. Consequently, these terms apply to all visitors, users and others who access the platform.

By accessing the Service, You agree to be bound by these legal rules. However, if You disagree with any part, then You may not access the Service. Furthermore, You represent that you are over the age of 18. The Company does not permit those under 18 to use the platform. Your access is also subject to Our Privacy Policy. Therefore, please read Our Privacy Policy carefully before browsing.

Links to Other Third-Party Websites

Our Service may contain links to third-party websites or external tools. Clearly, these services are not owned or controlled by the Company.

Consequently, the Company has no control over any third-party practices. You agree that We shall not be responsible, directly or indirectly, for any damage caused by external platforms. Therefore, We strongly advise You to read the terms and privacy policies of any site You visit.

Links from a Third-Party Social Media Service

The Service may link to content provided by a Third-Party Social Media Service. However, these tools are not controlled by the Company. Furthermore, the Company does not assume responsibility for them.

You agree that the Company shall not be liable for losses caused by these integrations. Therefore, your use of these services is governed exclusively by their own privacy policies.

Termination of Service and Account Suspension

We may terminate or suspend Your access immediately without prior notice. In concrete, We can execute this for any reason whatsoever, including if You breach these terms and conditions.

Moreover, upon termination, Your right to use the Service will cease immediately.

Limitation of Financial Liability

Liability Exclusions and Remedies

Notwithstanding any damages that You might incur, the entire liability of the Company shall be strictly limited. In concrete, Your exclusive remedy shall be limited to the amount actually paid by You through the Service. If You haven’t purchased anything, liability is limited to 100 USD.

Damages and Business Interruption

Furthermore, to the maximum extent permitted by law, the Company shall not be liable for any special or incidental damages. For instance, this includes damages for loss of profits, loss of data, business interruption, or loss of privacy. This rule applies even if the Company has been advised of the possibility of such damages.

Therefore, some of the above limitations may not apply to You if your country prohibits these exclusions. In these states, each party’s liability will be limited to the greatest extent permitted by law.

«AS IS» and «AS AVAILABLE» Disclaimer

Technical Warranty Exclusion

The Service is provided to You «AS IS» and «AS AVAILABLE» with all faults and defects without warranty of any kind. As a result, the Company expressly disclaims all warranties, whether express, implied, or statutory. This includes warranties of merchantability and fitness for a particular purpose.

Indeed, the Company provides no undertaking that the financial software will meet Your requirements. Moreover, We do not guarantee that the platform will achieve any intended results, be compatible, or operate without errors.

Platform Operation Limits

On the other hand, neither the Company nor any provider makes any representation of any kind, express or implied. Specifically, this applies to the operation or availability of the Service, the information, and materials included thereon. We cannot guarantee that the Service will be uninterrupted or error-free. Also, We do not warrant the accuracy or currency of any content provided through the Service.

Furthermore, We cannot guarantee that emails sent from the Company are completely free of viruses, scripts, or malware component items.

Governing Law and Disputes Resolution

Governing Law

The laws of Spain, excluding its conflicts of law rules, shall govern these Terms and Your use of the Service. Therefore, Your use of the application may also be subject to other local, state, national, or international laws.

Disputes Resolution

To start with, if You have any concern or dispute about the Service, You agree to a clear condition. Indeed, You agree to first try to resolve the dispute informally by contacting the Company.

For European Union (EU) Users

Additionally, if You are a European Union consumer, you will benefit from a protective framework. Consequently, you will benefit from any mandatory provisions of the law of the country in which You are resident.

United States Legal Compliance

You represent and warrant that (i) You are not located in a country that is subject to the United States government embargo. Furthermore, you confirm that you are not in a country designated by the United States government as a «terrorist supporting» country. (ii) Additionally, You are not listed on any United States government list of prohibited or restricted parties.

Severability and Waiver of Terms

Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed. Thus, it will be interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law. Meanwhile, the remaining provisions will continue in full force and effect.

Waiver

Except as provided herein, the failure to exercise a right or to require performance of an obligation under these Terms shall not affect a party’s ability to exercise such right or require such performance at any time thereafter. Thus, the waiver of a breach does not constitute a waiver of any subsequent breach.

Translation, Policy Changes and Contact

Translation Interpretation

These terms and conditions may have been translated if We have made them available to You on our Service. Nevertheless, You agree that the original English text shall prevail in the case of a dispute.

Changes to These Terms and Conditions

We reserve the right, at Our sole discretion, to modify or replace these Terms at any time. Therefore, if a revision is material We will make reasonable efforts to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at Our sole discretion.

By continuing to access or use Our Service after those revisions become effective, You agree to be bound by the revised terms. On the contrary, if You do not agree to the new terms, in whole or in part, please stop using the Service.

Contact Us

Finally, if you have any questions about these legal rules, You can contact us:

  • By email: altasfinanzasygestiones@gmail.com